Free Accidental Death and Dismemberment Insurance with Zurich Travel Assist
What It Is
NYSUT provides this complimentary insurance to all members and agency fee payers in the event of death or dismemberment due to accidental injuries. NYSUT Member Benefits Corporation administers this program for NYSUT.
Eligibility
All NYSUT members and agency fee payers are automatically covered by this insurance. The coverage is continuous as long as the individual maintains membership or agency fee status.
Features
When, as a result of an injury, an insured person suffers any one of the following losses within 365 days of the date of the accident, the insurance company will pay the amount listed:
- Loss of life: $1,500
- Loss of both hands, both feet, or sight of both eyes: $1,500
- Loss of one hand and one foot: $1,500
- Loss of one hand and sight of one eye: $1,500
- Loss of one foot and sight of one eye: $1,500
- Loss of speech and hearing: $1,500
- Loss of one hand or one foot or sight of one eye: $750
- Loss of speech or hearing: $750
- Loss of thumb and index finger of the same hand: $375
Benefits will be paid for an insured person who suffers the loss of life, hand or hands, foot or feet, sight, speech or hearing as a result of an accidental injury. Benefit amounts range from $375 to $1,500.
Benefits will be paid to the insured person if living. Benefits due to death or unpaid at the time of death will be paid in equal shares to members of the first surviving class of the following classes of beneficiaries: (1) spouse, (2) children, (3) parents, (4) siblings, if any, otherwise (5) the Estate of the insured person.
Payment Options
This is complimentary coverage provided to all NYSUT members.
How To Apply
All NYSUT members and agency fee payers are automatically covered by this insurance.
Within 30 days, or as soon as reasonably possible, notice must be given to NYSUT Member Benefits Corporation. Notice of claim should include the insured person's name and Social Security number; date and nature of the accident; type of loss sustained; date of death if different than date of accident; and full name and address of the person to whom Member Benefits is to send the claim form.
Contact
Write us at:
NYSUT Member Benefits Corporation
800 Troy-Schenectady Road
Latham, NY 12110-2455
Or call Member Benefits toll-free at 800-626-8101, weekdays from 9 a.m. to 5 p.m. Eastern Time, or visit the Contact page for more information.
New travel assist benefit provided at no cost to members. NYSUT recently negotiated with Zurich to provide an enhancement to the Accidental Death & Dismemberment Insurance coverage - Zurich Travel Assist. If you, or a covered family member traveling with you, become seriously sick, need a prescription refilled, require a legal referral or lose your travel tickets when traveling 100 miles or more from home, Zurich Travel Assist® can help. READ MORE.

