This column examines ways in which NYSUT's Social Services Department helps union members with decisions about counseling, elder care and other social issues – including tapping into networks of services in communities wherever NYSUT members live.

Call it "New Age Retirement" or "Transitional Retirement." No matter what the current buzz phrase for the varied retirement living options, facts rule. Every 7.5 seconds, some baby boomer will turn 55 and will have already begun to think about retirement.

But not in the traditional ways.

Not anymore.

The conventional definition of retirement has itself been retired. No longer merely about age, but rather about focusing on what really matters, retirement means choice. Depending on health and lifestyle, you may choose among these four possible retirement footholds:

• Active adult communities Geared to the "active" age 55+ generation, those who want to work and to play (cycling, hiking, golf, and tennis, not to mention social networking). What began as a cottage industry is now a popular choice for those who want to trade in the responsibility of home maintenance for increased freedom to pursue other activities.

• Independent living facilities Traditionally, this option has appealed to those who can handle day-to-day activities easily and don't need personal or medical care. Nearly all of these well-equipped communities include safety features to make it easier for one to get around. Of particular appeal are many recreational activities that bring social activities, such as theater-going, shopping, and field trips with your peers. Many have gourmet chefs, so dining with new friends is delectable.

• Continuing care retirement communities Commonly referred to as CCRCs, these communities give you easy access to myriad levels of medical and other services that you may not need now, but in the future. CCRCs include independent living, assisted living and skilled nursing all on the same premises.

• Assisted living facilities When health needs extend beyond an independent living environment, assisted living provides a safety net of nurses; other health professionals are either on staff or on call. They round out a homey atmosphere with personal care available to help residents with daily routines.

To consider your next move, weigh the factors that dominate your everyday life: interests; social networks; intellectual pursuits; children and grandchildren; home maintenance; and climate before you make your selection. Finding a balance that best complements your lifestyle and supports your emerging needs can be challenging.

For help and guidance, contact NYSUT Social Services at (800) 342-9810, ext. 6206 or email: socsvcs@nysutmail.org.