What It Is
Disability Insurance
Disability insurance protects your income when a covered sickness or injury prevents you from working. The NYSUT Member Benefits Trust-endorsed plan provides tax-free benefits to help meet your living expenses if you become partially or totally disabled.
For specific information on the plan, complete rate charts, an application or to speak with a representative, call the Plan Administrator, Marsh Affinity Group Services, toll-free at 888-38-NYSUT (888-386-9788), weekdays from 9:15 a.m. to 6 p.m., Eastern Time.
For more information, or to view or print a brochure and application, please visit Marsh Affinity Group Services.
The NYSUT Member Benefits Trust-endorsed Disability Insurance Plan is underwritten by Unimerica Life Insurance Company of New York and is administered by Marsh Affinity Group Services.
The Unimerica Life Insurance Company of New York's Disability Plan is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an expense reimbursement/endorsement arrangement of 5% of gross premiums for this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. The Insurer pools the premiums of Member Benefits participants who are insured for the purposes of determining premium rates and accounting. Coverage outside of this plan may have rates and terms that are not the same as those obtainable through Member Benefits. The Insurer or Member Benefits may hold premium reserves that may be used to offset rate increases and/or fund such other expenses related to the plan as determined appropriate by Member Benefits. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.
Agency fee payers to NYSUT are eligible to participate in NYSUT Member Benefits-endorsed programs.
