What It Is
Term Life Insurance
NYSUT Member Benefits Trust-endorsed Term Life Insurance provides term life insurance coverage for you and your family. You can apply for coverage up to $1 million, if under age 65, at premiums negotiated especially for NYSUT members. Reduced coverage amounts are available for members between the ages of 65 and 84.
For specific information on the plan, complete rate charts, an application or to speak with a representative, call the Plan Administrator, Marsh Affinity Group Services, toll-free at 888-38-NYSUT (888-386-9788), weekdays from 9:15 a.m. to 6 p.m., Eastern Time.
For more information, or to view or print a brochure and application, please visit Marsh Affinity Group Services.
Educational Info
The Life Insurance Consumer’s Guide can be viewed and printed below (in pdf format), is available to all members and agency fee payers, and provides clear, objective information.
• life insurance (pdf)
This guide answers such questions as “Do I really need it?” “What exactly is it?” “What should I look for in a policy?” and more.
You can request this or other Consumer's Guides by calling Member Benefits toll-free at 800-626-8101, weekdays from 9 a.m. to 5 p.m., Eastern Time, or use the Contact Us feature at the bottom of this page.
The NYSUT Member Benefits Trust-endorsed Term Life Insurance and the no-cost Accidental Death and Dismemberment Insurance feature included when payroll or pension deduction are used are underwritten by The United States Life Insurance Company in the City of New York. The plan is administered by Marsh Affinity Group Services.
The United States Life’s Term Life Insurance Plan is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an expense reimbursement/endorsement arrangement of 6.5% of earned premiums for this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. The Insurer pools the premiums of Member Benefits participants who are insured for the purposes of determining premium rates and accounting. Coverage outside of this plan may have rates and terms that are not the same as those obtainable through Member Benefits. The Insurer or Member Benefits may hold premium reserves that may be used to offset rate increases and/or fund such other expenses related to the plan as determined appropriate by Member Benefits. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.
Agency fee payers to NYSUT are eligible to participate in NYSUT Member Benefits-endorsed programs.
