NYSUT Member Benefits

member guideYour NYSUT membership provides the value-added benefit of being able to participate in the more than 40 endorsed programs and services offered by NYSUT Member Benefits.

Choose from a variety of insurance, financial, legal, and shopping/travel/ personal programs designed with the NYSUT member in mind — including term life insurance, auto insurance, legal and financial services, car rentals, vacation packages and discount programs. Whether you’re looking to protect your family with insurance programs or simply enjoy a night out seeing the latest blockbuster film, Member Benefits is here for you! And you can be assured that Member Benefits serves as your advocate for any of the Member Benefits-endorsed programs and services that you participate in. For more information or to receive detailed program information, please call 800-626-8101 to speak with a Member Benefits representative or visit memberbenefits.nysut.org.

More about Member Benefits

member guideIn 1983, NYSUT created the NYSUT Member Benefits Trust as a tax-exempt, not-for-profit trust fund for the purpose of providing members with access to competitive insurance plans and benefit programs. In 2008, the Trustees of the NYSUT Member Benefits Trust established the NYSUT Member Benefits Corporation, a for-profit corporation. This separate, taxable subsidiary was created not only to protect the Trust’s tax-exempt status, but also to present the opportunity to expand the types of programs and services offered to members.

In addition to voluntary programs for individual members, Member Benefits also endorses group plans available for purchase by a local association, its benefit fund or employer.

No NYSUT dues dollars are used to support the trust or corporation. Member Benefits receives endorsement fees from some of the providers of its endorsed programs. Endorsement fees are used solely to defray the costs of administering the benefit programs of Member Benefits, including compensation, rent, office expenses, and the cost of retaining consultants, auditors and attorneys to advise the trustees, directors and staff. Where appropriate, Member Benefits revenue is also used to enhance the benefits available for participants.

No monies are paid to NYSUT except reimbursement for use of facilities and for services and personnel provided by NYSUT to, and at the request of, Member Benefits (certified annually to the trustees and directors by Member Benefits’ independent auditors).

In an effort to provide only quality alternatives for members, a comprehensive process of reviewing and evaluating proposals from vendors is undertaken before an endorsement is given.

Once a program is granted the NYSUT Member Benefits endorsement, staff and consultants regularly monitor the programs for participation, member satisfaction, utilization and product competitiveness.

One of the biggest advantages of an endorsement is Member Benefits’ advocacy role. If you ever encounter a problem with any endorsed program, please contact Member Benefits immediately. Member Benefits’ involvement in this type of situation assures that your needs can be addressed in a timely manner.

NYSUT Member Benefits does not represent that its endorsed benefit programs are the lowest-cost products. Member Benefits trustees, directors, staff, consultants and advisers are committed to obtaining and maintaining quality benefit programs at competitive prices. Members are encouraged to shop and compare before purchasing any benefit program.

Many of these endorsed programs come with a “free-look” trial period, giving you ample time to review your new plan. If not completely satisfied, return your certificate of coverage within the allotted time frame and any money you’ve paid or had deducted will be refunded in full.

Although some endorsed programs may provide legal or financial advice, Member Benefits itself does not offer investment, legal or tax advice. Participants are urged to consult their own investment, financial, tax, and legal advisers to help them with an evaluation of the benefit programs.

member guideNYSUT Member Benefits endorses the following programs:

Insurance: Term Life; Level Term Life; Wrap- Plan® II Universal Life; Personal Property/Liability (auto, home, renters, boat, umbrella, etc.); Disability; Catastrophe Major Medical; Long-Term Care; Vision Plan; Dental Plan; and Pet Insurance.

Financial and Legal: Financial Counseling Program; Synchrony Bank Savings Program; ID Watchdog; ClearPoint Credit Counseling Solutions; and Legal Service Plan.

Shopping/Travel/Personal: Abenity Discounts; Office Depot/OfficeMax; 1800Flowers.com; Premier World Discovery; Orlando Employee Discounts; Car and Truck Rentals; Wyndham Hotels and Endless Vacation Rentals; Grand Circle Travel; AFT Magazine Subscription Services; Powell’s Books; Bose; American Solar Partners; Heat USA; Propane.Pro; Tunstall Medical Alert; EPIC Hearing Service Plan; and Online Defensive Driving.

NYSUT Member Benefits offers the following educational workshops and other services:

Workshops: Identity Theft/Fraud; 403(b) Basics; 403(b) Employer Contributions; Inside the 403(b); 403(b) Provider-Specific; The Challenging Times of Financial Management – The Retirement Years; Payroll/Pension (in retirement) Deduction of NYSUT Member Benefits-endorsed programs; Estate Planning and more. Workshops are arranged by a request from local associations.

Other Services: MAP (Member Alert Program) Alert email service; MPP (My Program Participation); Payroll/Pension Deduction; 403(b) Field Guide; 401(k) Consumer Guide; Member Benefits E-Direct Newsletter; and Online Financial Planning Center.

To request more information about any of these programs or services, or to find out if any additional programs are available, please contact NYSUT Member Benefits at 800-626-8101 or visit memberbenefits.nysut.org. Some benefits may not be available in all local associations.

 


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